Trade-off · The car$50k in two years needs $481 a week.You have $260. Pick the version that's true — every option keeps Peru and the emergency fund on time.
$25,000 · January 2029Recommended
A good used car, no loan. The house engine starts on time: $75k+ deposit by 2033.
$50,000 · mid-2030The car you want, eighteen months later. The house deposit starts a year late: about $60k by 2033.
$50,000 · September 2028Out of reach
$481 a week is 1.9× your engine. Reachable only with more income — a $10k raise adds $130 a week.
What this does to the house$25k car → deposit ~$75k by 2033. No car → ~$130k. The car costs the house about $50k of deposit.